VA Loans
Helping Veterans and Active-Duty Service Members Achieve Homeownership with VA Loans
Exclusive mortgage benefits with no down payment and favorable terms for eligible military personnel.
Secure Your Home with VA Loans Designed for Veterans, Active-Duty Members, and Their Families
Empowering Veterans and Active-Duty Service Members to Achieve Homeownership
VA Loans are mortgage programs specifically designed for veterans, active-duty service members, and eligible surviving spouses. Backed by the U.S. Department of Veterans Affairs, these loans offer numerous benefits, including no down payment requirements, competitive interest rates, and limited closing costs. VA Loans make it easier for military families to purchase, build, or refinance a home, providing financial stability and supporting those who have served the nation.
- Check Your Eligibility
- No Down Payment Needed
- Understand VA Funding Fee
- Keep Credit in Good Shape
- Get Pre-Approved
- Use a VA-Approved Lender
- Consider Loan Limits
- Avoid Major Financial Changes Before Closing
- Understand Closing Costs
- Work with a Knowledgeable VA Mortgage Specialist
Why Choose Duane
Your Trusted Partner in Home Financing
Duane provides professional advice and personalized support throughout your mortgage journey.
He ensures you get the best possible rates and flexible loan options to fit your budget.
From application to closing, every step is clear, simple, and stress-free.
Duane is always available to answer questions, offer guidance, and make your homeownership dream a reality.
Flexible Mortgage Solutions
Common Questions
Frequently Ask Questions.
What types of loans do you offer?
We offer conventional, FHA, VA, USDA, construction, commercial, renovation, DSCR, foreign national, and fixed-rate mortgages.
How do I know which loan is right for me?
Our experts review your financial goals and suggest the best loan program tailored to your needs.
What is the minimum credit score required?
It depends on the loan type; conventional loans typically require a higher score, while FHA loans are more flexible.
Can I get pre-approved for a mortgage?
Yes, we provide pre-approval to help you understand your budget and strengthen your offer on a home.
Do you offer assistance with down payments?
Yes, we provide down payment assistance programs to make home buying easier for eligible clients.
How long does the mortgage process take?
Typically, the process takes 30–45 days from application to closing, depending on documentation and loan type.
Are there any hidden fees?
No, we prioritize transparency; all fees and rates are disclosed upfront.
Can first-time homebuyers apply?
Absolutely! We specialize in helping first-time buyers with guidance and flexible loan options.
Do you offer refinancing options?
Yes, we provide refinancing solutions to reduce monthly payments or change loan terms.
How do I get started?
You can start by contacting us for a free consultation, submitting your documents, and getting expert guidance.