USDA Loans
Make Homeownership Possible in Rural Areas with USDA-Backed Loan Programs
Affordable mortgage solutions with zero down payment for eligible rural and suburban homes.
Achieve Your Dream Home in Eligible Rural Areas with Flexible USDA Loan Programs
Affordable Home Financing Made Easy with FHA Loans
USDA Loans are designed to help low-to-moderate income homebuyers purchase homes in qualifying rural and suburban communities. These government-backed loans offer zero down payment, competitive interest rates, and flexible credit requirements, making homeownership more accessible and affordable. USDA Loans not only provide financial support for families but also encourage community growth and development in eligible areas. With USDA financing, you can confidently invest in a home while benefiting from a structured and supportive loan program.
Check Area Eligibility
Verify Income Limits
Take Advantage of Zero Down Payment
Maintain Good Credit
- Get Pre-Approved
- Prepare Documentation
- Avoid Large Debts Before Closing
- Understand Mortgage Insurance
- Work with a USDA-Approved Lender
- Consider Home Condition Requirements
Why Choose Duane
Your Trusted Partner in Home Financing
Duane provides professional advice and personalized support throughout your mortgage journey.
He ensures you get the best possible rates and flexible loan options to fit your budget.
From application to closing, every step is clear, simple, and stress-free.
Duane is always available to answer questions, offer guidance, and make your homeownership dream a reality.
Flexible Mortgage Solutions
Common Questions
Frequently Ask Questions.
What types of loans do you offer?
We offer conventional, FHA, VA, USDA, construction, commercial, renovation, DSCR, foreign national, and fixed-rate mortgages.
How do I know which loan is right for me?
Our experts review your financial goals and suggest the best loan program tailored to your needs.
What is the minimum credit score required?
It depends on the loan type; conventional loans typically require a higher score, while FHA loans are more flexible.
Can I get pre-approved for a mortgage?
Yes, we provide pre-approval to help you understand your budget and strengthen your offer on a home.
Do you offer assistance with down payments?
Yes, we provide down payment assistance programs to make home buying easier for eligible clients.
How long does the mortgage process take?
Typically, the process takes 30–45 days from application to closing, depending on documentation and loan type.
Are there any hidden fees?
No, we prioritize transparency; all fees and rates are disclosed upfront.
Can first-time homebuyers apply?
Absolutely! We specialize in helping first-time buyers with guidance and flexible loan options.
Do you offer refinancing options?
Yes, we provide refinancing solutions to reduce monthly payments or change loan terms.
How do I get started?
You can start by contacting us for a free consultation, submitting your documents, and getting expert guidance.