Purchase Loans
Turn Your Homeownership Dreams into Reality with Customized Purchase Loan Solutions
Affordable financing designed to help you purchase the perfect home with ease.
Simplifying the Home Buying Journey with Flexible and Reliable Purchase Loan Programs
Making Homeownership Possible with Simple and Affordable Purchase Loan Options
Purchase Loans are designed to make the journey to homeownership smooth and accessible, whether you’re a first-time buyer or looking to move into your dream home. With competitive rates, customizable terms, and a variety of mortgage options, these loans provide the financial foundation you need to secure the right property. Our expert guidance ensures you find the best solution tailored to your goals, making the home-buying process simpler, faster, and stress-free.
- Check Your Credit Score Early
- Save for a Down Payment
- Get Pre-Approved
- Set a Realistic Budget
- Compare Loan Options
- Maintain Stable Employment
- Keep Debt-to-Income Ratio Low
- Avoid Big Purchases Before Closing
- Prepare Necessary Documents
- Work with a Trusted Mortgage Advisor
Why Choose Duane
Your Trusted Partner in Home Financing
Duane provides professional advice and personalized support throughout your mortgage journey.
He ensures you get the best possible rates and flexible loan options to fit your budget.
From application to closing, every step is clear, simple, and stress-free.
Duane is always available to answer questions, offer guidance, and make your homeownership dream a reality.
Flexible Mortgage Solutions
Common Questions
Frequently Ask Questions.
What types of loans do you offer?
We offer conventional, FHA, VA, USDA, construction, commercial, renovation, DSCR, foreign national, and fixed-rate mortgages.
How do I know which loan is right for me?
Our experts review your financial goals and suggest the best loan program tailored to your needs.
What is the minimum credit score required?
It depends on the loan type; conventional loans typically require a higher score, while FHA loans are more flexible.
Can I get pre-approved for a mortgage?
Yes, we provide pre-approval to help you understand your budget and strengthen your offer on a home.
Do you offer assistance with down payments?
Yes, we provide down payment assistance programs to make home buying easier for eligible clients.
How long does the mortgage process take?
Typically, the process takes 30–45 days from application to closing, depending on documentation and loan type.
Are there any hidden fees?
No, we prioritize transparency; all fees and rates are disclosed upfront.
Can first-time homebuyers apply?
Absolutely! We specialize in helping first-time buyers with guidance and flexible loan options.
Do you offer refinancing options?
Yes, we provide refinancing solutions to reduce monthly payments or change loan terms.
How do I get started?
You can start by contacting us for a free consultation, submitting your documents, and getting expert guidance.