RichMond Real Estate

Jumbo Mortgage Loans

Empowering You to Finance Exclusive Homes Beyond Conventional Limits

Smart mortgage solutions for luxury and high-value properties.

Achieve Your Dream of Luxury Living with Tailored Jumbo Mortgage Options

Jumbo Mortgage Loans are specifically designed to help homebuyers finance high-value and luxury properties that exceed conventional loan limits. With personalized terms, flexible structures, and competitive interest rates, these loans make purchasing premium real estate more accessible. Whether you're upgrading to your dream home or expanding your investment portfolio, Jumbo Mortgage Loans provide the financial support you need for a confident purchase.
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Flexible Mortgage Solutions for Borrowers Beyond Traditional Guidelines

Non-QM Loans are the perfect solution for borrowers who don’t fit into traditional mortgage qualification standards. These loans are designed for self-employed individuals, real estate investors, or those with complex income sources that may not meet conventional guidelines. With flexible terms, alternative documentation options, and personalized structures, Non-QM Loans provide a path to homeownership and investment opportunities for those who need a customized approach.

  • Understand What Non-QM Means
  • Ideal for Self-Employed Borrowers
  • Alternative Income Documentation
  • Expect Higher Interest Rates
  • Larger Down Payment May Be Needed
  • Good for Real Estate Investors
  • Credit Flexibility
  • Faster Approvals
  • Work with Experienced Lenders
  • Plan for Long-Term Strategy
Why Choose Duane

Your Trusted Partner in Home Financing

Expert Guidance

Duane provides professional advice and personalized support throughout your mortgage journey.

Competitive Rates

He ensures you get the best possible rates and flexible loan options to fit your budget.

Transparent Process

From application to closing, every step is clear, simple, and stress-free.

Dedicated Support

Duane is always available to answer questions, offer guidance, and make your homeownership dream a reality.

Flexible Mortgage Solutions

We offer a variety of loan programs tailored to your needs, ensuring a smooth and personalized path to homeownership.
Common Questions

Frequently Ask Questions.

What types of loans do you offer?

We offer conventional, FHA, VA, USDA, construction, commercial, renovation, DSCR, foreign national, and fixed-rate mortgages.

Our experts review your financial goals and suggest the best loan program tailored to your needs.

It depends on the loan type; conventional loans typically require a higher score, while FHA loans are more flexible.

Yes, we provide pre-approval to help you understand your budget and strengthen your offer on a home.

Yes, we provide down payment assistance programs to make home buying easier for eligible clients.

How long does the mortgage process take?

Typically, the process takes 30–45 days from application to closing, depending on documentation and loan type.

No, we prioritize transparency; all fees and rates are disclosed upfront.

Absolutely! We specialize in helping first-time buyers with guidance and flexible loan options.

Yes, we provide refinancing solutions to reduce monthly payments or change loan terms.

You can start by contacting us for a free consultation, submitting your documents, and getting expert guidance.