RichMond Real Estate

Foreign National Loans

Expand Your Opportunities in the U.S. Housing Market with Foreign National Loans

Flexible financing designed for non-U.S. residents to invest in American real estate.

Make U.S. Homeownership Possible with Tailored Foreign National Loan Programs

Foreign National Loans are specifically designed for international buyers who wish to purchase property in the United States. With simplified requirements, competitive interest rates, and flexible down payment options, these loans make it easier for non-residents to own or invest in U.S. real estate. Whether for personal use, vacation homes, or long-term investments, Foreign National Loans open the door to new opportunities in the American housing market.
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Helping International Buyers Achieve Homeownership with Flexible Foreign National Loan Options

Foreign National Loans are designed for international buyers who want to purchase property in the U.S. without the need for traditional residency or credit history requirements. These loans provide flexible terms, competitive rates, and simplified approval processes, making it easier for non-U.S. residents to invest in real estate. Whether for a vacation home, rental property, or long-term investment, Foreign National Loans open the door to new opportunities in the American housing market.

  • Prepare a Valid Passport and Visa
  • Open a U.S. Bank Account
  • Maintain Strong Foreign Credit History
  • Be Ready for Higher Down Payments
  • Provide Proof of Foreign Income
  • Understand Currency Exchange Risks
  • Choose the Right Property Type
  • Work with an Experienced Mortgage Broker
  • Keep Documents Translated and Certified
  • Plan for Additional Fees and Taxes
Why Choose Duane

Your Trusted Partner in Home Financing

Expert Guidance

Duane provides professional advice and personalized support throughout your mortgage journey.

Competitive Rates

He ensures you get the best possible rates and flexible loan options to fit your budget.

Transparent Process

From application to closing, every step is clear, simple, and stress-free.

Dedicated Support

Duane is always available to answer questions, offer guidance, and make your homeownership dream a reality.

Flexible Mortgage Solutions

We offer a variety of loan programs tailored to your needs, ensuring a smooth and personalized path to homeownership.
Common Questions

Frequently Ask Questions.

What types of loans do you offer?

We offer conventional, FHA, VA, USDA, construction, commercial, renovation, DSCR, foreign national, and fixed-rate mortgages.

Our experts review your financial goals and suggest the best loan program tailored to your needs.

It depends on the loan type; conventional loans typically require a higher score, while FHA loans are more flexible.

Yes, we provide pre-approval to help you understand your budget and strengthen your offer on a home.

Yes, we provide down payment assistance programs to make home buying easier for eligible clients.

How long does the mortgage process take?

Typically, the process takes 30–45 days from application to closing, depending on documentation and loan type.

No, we prioritize transparency; all fees and rates are disclosed upfront.

Absolutely! We specialize in helping first-time buyers with guidance and flexible loan options.

Yes, we provide refinancing solutions to reduce monthly payments or change loan terms.

You can start by contacting us for a free consultation, submitting your documents, and getting expert guidance.