RichMond Real Estate

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Fixed Rate Mortgage

Enjoy Long-Term Stability and Peace of Mind with Fixed Rate Mortgage Options

Lock in your interest rate and keep your monthly payments predictable.

Secure Your Future with the Stability and Predictability of a Fixed Rate Mortgage

A Fixed Rate Mortgage is the perfect solution for homeowners who value financial security and consistency. With an interest rate that remains unchanged throughout the life of the loan, you can enjoy stable monthly payments, avoid market fluctuations, and plan your finances with confidence. Whether you’re a first-time homebuyer or refinancing an existing loan, this option ensures peace of mind and long-term stability for your financial journey.
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Lock In Your Rate Today and Enjoy Consistent Payments for Years to Com

With a Fixed Rate Mortgage, your interest rate stays the same for the entire term of your loan, giving you predictable monthly payments and long-term stability. This option is ideal for buyers who want to protect themselves from rising rates and ensure peace of mind while building equity in their home.

  • Understand Your Loan Term
  • Lock in at the Right Time
  • Budget with Confidence
  • Consider Refinancing Options
  • Know Your Closing Costs
  • Compare Different Lenders
  • Choose the Right Loan Size
  • Think Long-Term
  • Build a Strong Credit Profile
  • Consult a Mortgage Advisor
Why Choose Duane

Your Trusted Partner in Home Financing

Expert Guidance

Duane provides professional advice and personalized support throughout your mortgage journey.

Competitive Rates

He ensures you get the best possible rates and flexible loan options to fit your budget.

Transparent Process

From application to closing, every step is clear, simple, and stress-free.

Dedicated Support

Duane is always available to answer questions, offer guidance, and make your homeownership dream a reality.

Flexible Mortgage Solutions

We offer a variety of loan programs tailored to your needs, ensuring a smooth and personalized path to homeownership.
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Common Questions

Frequently Ask Questions.

What types of loans do you offer?

We offer conventional, FHA, VA, USDA, construction, commercial, renovation, DSCR, foreign national, and fixed-rate mortgages.

Our experts review your financial goals and suggest the best loan program tailored to your needs.

It depends on the loan type; conventional loans typically require a higher score, while FHA loans are more flexible.

Yes, we provide pre-approval to help you understand your budget and strengthen your offer on a home.

Yes, we provide down payment assistance programs to make home buying easier for eligible clients.

How long does the mortgage process take?

Typically, the process takes 30–45 days from application to closing, depending on documentation and loan type.

No, we prioritize transparency; all fees and rates are disclosed upfront.

Absolutely! We specialize in helping first-time buyers with guidance and flexible loan options.

Yes, we provide refinancing solutions to reduce monthly payments or change loan terms.

You can start by contacting us for a free consultation, submitting your documents, and getting expert guidance.