FHA Loans
Make Homeownership Accessible with Flexible FHA Loan Programs
Low down payments and easier credit requirements for aspiring homeowners.
Achieve Your Homeownership Goals with Government-Backed FHA Loan Solutions
Affordable Home Financing Made Easy with FHA Loans
FHA Loans are government-backed mortgage programs designed to help borrowers with lower credit scores or limited savings achieve homeownership. With low down payment requirements, flexible qualification standards, and competitive interest rates, FHA Loans make it easier for first-time buyers and repeat homeowners to purchase or refinance a home. These loans offer stability and accessibility, providing a practical path to homeownership for a wide range of borrowers.
- Check Your Credit Score
- Save for a Low Down Payment
- Get Pre-Approved
- Understand Mortgage Insurance
- Maintain Stable Employment
- Prepare Necessary Documentation
- Be Aware of Loan Limits
- Avoid Large Financial Changes Before Closing
- Work with an FHA-Approved Lender
- Consider Refinancing Options
Why Choose Duane
Your Trusted Partner in Home Financing
Duane provides professional advice and personalized support throughout your mortgage journey.
He ensures you get the best possible rates and flexible loan options to fit your budget.
From application to closing, every step is clear, simple, and stress-free.
Duane is always available to answer questions, offer guidance, and make your homeownership dream a reality.
Flexible Mortgage Solutions
Common Questions
Frequently Ask Questions.
What types of loans do you offer?
We offer conventional, FHA, VA, USDA, construction, commercial, renovation, DSCR, foreign national, and fixed-rate mortgages.
How do I know which loan is right for me?
Our experts review your financial goals and suggest the best loan program tailored to your needs.
What is the minimum credit score required?
It depends on the loan type; conventional loans typically require a higher score, while FHA loans are more flexible.
Can I get pre-approved for a mortgage?
Yes, we provide pre-approval to help you understand your budget and strengthen your offer on a home.
Do you offer assistance with down payments?
Yes, we provide down payment assistance programs to make home buying easier for eligible clients.
How long does the mortgage process take?
Typically, the process takes 30–45 days from application to closing, depending on documentation and loan type.
Are there any hidden fees?
No, we prioritize transparency; all fees and rates are disclosed upfront.
Can first-time homebuyers apply?
Absolutely! We specialize in helping first-time buyers with guidance and flexible loan options.
Do you offer refinancing options?
Yes, we provide refinancing solutions to reduce monthly payments or change loan terms.
How do I get started?
You can start by contacting us for a free consultation, submitting your documents, and getting expert guidance.