Conventional Loans
Competitive Rates and Flexible Conventional Loan Options for Your Primary or Secondary Home
Offering competitive rates and flexible terms, conventional loans are a great choice for primary or secondary homes.
Conventional Loan Options Tailored for You
Unlock Affordable Homeownership with Competitive Rates and Flexible Conventional Loan Options
Conventional loans are one of the most popular mortgage options, offering stability, flexibility, and competitive interest rates. Whether you’re buying your first home, upgrading to a new one, or investing in a secondary property, our conventional loan programs are designed to fit your lifestyle and financial goals. With personalized support and a smooth approval process, we make homeownership easier and more accessible for you.
- Check Your Credit Score
- Save for a Larger Down Payment
- Compare Fixed vs. Adjustable Rates
- Get Pre-Approved Early
- Keep Debt-to-Income Ratio Low
- Maintain Steady Employment
- Consider Loan Term Length
- Gather Documents in Advance
- Shop Around for Rates
- Work with a Trusted Mortgage Advisor
Why Choose Duane
Your Trusted Partner in Home Financing
Duane provides professional advice and personalized support throughout your mortgage journey.
He ensures you get the best possible rates and flexible loan options to fit your budget.
From application to closing, every step is clear, simple, and stress-free.
Duane is always available to answer questions, offer guidance, and make your homeownership dream a reality.
Flexible Mortgage Solutions
Common Questions
Frequently Ask Questions.
What types of loans do you offer?
We offer conventional, FHA, VA, USDA, construction, commercial, renovation, DSCR, foreign national, and fixed-rate mortgages.
How do I know which loan is right for me?
Our experts review your financial goals and suggest the best loan program tailored to your needs.
What is the minimum credit score required?
It depends on the loan type; conventional loans typically require a higher score, while FHA loans are more flexible.
Can I get pre-approved for a mortgage?
Yes, we provide pre-approval to help you understand your budget and strengthen your offer on a home.
Do you offer assistance with down payments?
Yes, we provide down payment assistance programs to make home buying easier for eligible clients.
How long does the mortgage process take?
Typically, the process takes 30–45 days from application to closing, depending on documentation and loan type.
Are there any hidden fees?
No, we prioritize transparency; all fees and rates are disclosed upfront.
Can first-time homebuyers apply?
Absolutely! We specialize in helping first-time buyers with guidance and flexible loan options.
Do you offer refinancing options?
Yes, we provide refinancing solutions to reduce monthly payments or change loan terms.
How do I get started?
You can start by contacting us for a free consultation, submitting your documents, and getting expert guidance.