Welcome to Richmond Real Estate
Simplifying the path to homeownership with trusted guidance and flexible mortgage solutions.
From application to approval, we make every step simple and stress-free.
Our experienced team provides clear advice tailored to your needs.
Flexible loan options designed to fit your lifestyle and budget.
Who we are
Dedicated to Making Homeownership Simple
We tailor every mortgage solution to match your unique needs and guide you with care at every step.
What We Do
Your Dream Home, Our Responsibility
VA Loans
FHA Loans
USDA Loans
Flexible Mortgage Solutions
Why Choose Duane
Your Trusted Partner in Home Financing
Duane provides professional advice and personalized support throughout your mortgage journey.
He ensures you get the best possible rates and flexible loan options to fit your budget.
From application to closing, every step is clear, simple, and stress-free.
Duane is always available to answer questions, offer guidance, and make your homeownership dream a reality.
Making Homeownership Easy
What we offer
Explore Our Services
Finance your new home construction with flexible loan options
Secure funding for commercial properties and business ventures
Fund remodeling or improvement projects to enhance your home
Lock in a fixed interest rate for consistent monthly payments
Get financial help to cover your down payment and move in sooner
Ideal for rental property investors based on income rather than personal
Testimonial
What Our Clients Say
Common Questions
Frequently Ask Questions.
What types of loans do you offer?
We offer conventional, FHA, VA, USDA, construction, commercial, renovation, DSCR, foreign national, and fixed-rate mortgages.
How do I know which loan is right for me?
Our experts review your financial goals and suggest the best loan program tailored to your needs.
What is the minimum credit score required?
It depends on the loan type; conventional loans typically require a higher score, while FHA loans are more flexible.
Can I get pre-approved for a mortgage?
Yes, we provide pre-approval to help you understand your budget and strengthen your offer on a home.
Do you offer assistance with down payments?
Yes, we provide down payment assistance programs to make home buying easier for eligible clients.
How long does the mortgage process take?
Typically, the process takes 30–45 days from application to closing, depending on documentation and loan type.
Are there any hidden fees?
No, we prioritize transparency; all fees and rates are disclosed upfront.
Can first-time homebuyers apply?
Absolutely! We specialize in helping first-time buyers with guidance and flexible loan options.
Do you offer refinancing options?
Yes, we provide refinancing solutions to reduce monthly payments or change loan terms.
How do I get started?
You can start by contacting us for a free consultation, submitting your documents, and getting expert guidance.